Save 1 hour at the dealership

Pre-approved buyers save time & get better deals

Pre-approved buyers save time & get better deals

Your pre-approval puts you in charge of the truck or fleet buying process from the get-go. With bank-backed personal or business financing in your pocket, you have the negotiating power of a cash buyer.

No “Gotchas”

A pre-approval eliminates annoying surprises that seem to pop up during financing. You’ll know your exact down payment, interest rate, and how much you should pay every month. It’s a smooth roadmap to truck buying success.

You have the power

Armed with a pre-approval, you’ll know exactly how much you can afford. That means you can skip the uncomfortable sales talk and focus instead on the truck you want, with the modifications you want — at the price you want to pay.

Bad credit? Not a roadblock

No worries if you or your business has less than stellar credit. We can find the banks and special programs that can get you financing fast. And once you’re pre-approved, you’re guaranteed a loan — no ifs, ands, or buts.

Get your rate ASAP

Here, at Stephen Wade Truck Center, we don’t believe in making our customers wait around for anything. Apply right now with the form above and find out your rate and how much you qualify for immediately. You always come first.

15,000+ business loans approved

Whether you’re in agriculture, construction, ranching, or any line of work — our relationships with banks and credit unions can get you a great rate fast. Access to annual & bi-annual agricultural loans, too.

Wow, that was fast

Why waste time in the dealership haggling over financing details? You have better things to do, like finding the right truck at the right price. With a pre-approval, financing questions are all taken care of in advance.

No “Gotchas”

A pre-approval eliminates annoying surprises that seem to pop up during financing. You’ll know your exact down payment, interest rate, and how much you should pay every month. It’s a smooth roadmap to truck buying success.

You have the power

Armed with a pre-approval, you’ll know exactly how much you can afford. That means you can skip the uncomfortable sales talk and focus instead on the truck you want, with the modifications you want — at the price you want to pay.

Bad credit? Not a roadblock

No worries if you or your business has less than stellar credit. We can find the banks and special programs that can get you financing fast. And once you’re pre-approved, you’re guaranteed a loan — no ifs, ands, or buts.

Get your rate ASAP

Here, at Stephen Wade Truck Center, we don’t believe in making our customers wait around for anything. Apply right now with the form above and find out your rate and how much you qualify for immediately. You always come first.

15,000+ business loans approved

Whether you’re in agriculture, construction, ranching, or any line of work — our relationships with banks and credit unions can get you a great rate fast. Access to annual & bi-annual agricultural loans, too.

Wow, that was fast

Why waste time in the dealership haggling over financing details? You have better things to do, like finding the right truck at the right price. With a pre-approval, financing questions are all taken care of in advance.

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Young man standing with truck behind

Let’s get you approved!

Fill out the online form

Fill out the online form

Our secure loan application takes just 2 minutes to fill out. It’s the quickest way to secure the financing you need.

Get an awesome rate

Get an awesome rate

We have relationships with more credit unions & banks than any other dealer around. That means the best rate for you.

Most. Trucks. Anywhere.

Most. Trucks. Anywhere.

Stephen Wade Truck Center has the largest inventory of trucks in Southern Utah. Find it here. Buy it here. Simple.

Farmers & ranchers welcome!

Farmers & ranchers welcome!

Nobody understands your financing needs like Stephen Wade Truck Center. General contractors love us, too.

Get it done fast

Get it done fast

Coming to Stephen Wade Truck Center for your next truck or fleet is like hitting the ‘easy’ button.We make it happen!

Frequently asked questions

Ask us a question - call 435-634-4220